HDFC Bank Vs PNB Vs SBI: Check Detailed FD Interest Rate Comparison

Midelpate

Editor

posted on 1 year ago — updated on 1 second ago

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HDFC Bank is offering up to 7.75 per cent interest rates on FD, depending upon deposit tenure and depositor’s age; PNB is offering FD rates up to 7.75 per cent, SBI is giving up to 7.50 per cent a year

Bank FDs have become attractive after back-to-back hikes in interest rates after the RBI’s continuous repo rate increases since May last year. Here’s the comparison of the current fixed deposit (FD) interest rates offered by three lenders State Bank of India (SBI), HDFC Bank and Punjab National Bank (PNB) on deposits below Rs 2 crore.

HDFC Bank is offering up to 7.75 per cent interest rates on FD, depending upon deposit tenure and depositor’s age. PNB is offering FD rates up to 7.75 per cent annually and SBI is giving up to 7.50 per cent a year.

Latest interest rates on fixed deposits less than Rs 2 crore at HDFC Bank (per annum):

7 days to 14 days: For General Public – 3.00 per cent; For Senior Citizens – 3.50 per cent
15 days to 29 days: For General Public – 3.00 per cent; For Senior Citizens – 3.50 per cent
30 days to 45 days: For General Public – 3.50 per cent; For Senior Citizens – 4.00 per cent
46 days to 60 days: For General Public – 4.50 per cent; For Senior Citizens – 5.00 per cent
61 days to 89 days: For General Public – 4.50 per cent; For Senior Citizens – 5.00 per cent
90 days to less than equal to 6 months: For General Public – 4.50 per cent; For Senior Citizens – 5.00 per cent
6 months 1 day to less than 9 months: For General Public – 5.75 per cent; For Senior Citizens – 6.25 per cent
9 months 1 day to less than 1 year: For General Public – 6.00 per cent; For Senior Citizens – 6.50 per cent
1 Year to less than 15 months: For General Public – 6.60 per cent; For Senior Citizens – 7.10 per cent
15 months to less than 18 months: For General Public – 7.10 per cent; For Senior Citizens – 7.50 per cent
18 months 1 day to less than 21 months: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
21 months to 2 years: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
2 years 1 day to less than 2 years 11 months: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
2 years 11 months to 35 months: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
2 years 11 month 1 day to 4 years 7 months: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
4 years 7 months 1 day less than or equal to 5 years: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
5 years 1 day to 10 years: For General Public – 7.00 per cent; For Senior Citizens – 7.75 per cent.

Latest interest rates on fixed deposits below Rs 2 crore at the Punjab National Bank (per annum):

7 days to 14 days: For General Public – 3.50 per cent; For Senior Citizens – 4.00 per cent
15 days to 29 days: For General Public – 3.50 per cent; For Senior Citizens – 4.00 per cent
30 days to 45 days: For General Public – 3.50 per cent; For Senior Citizens – 4.00 per cent
46 days to 90 days: For General Public – 4.50 per cent; For Senior Citizens – 5.00 per cent
91 days to 179 days: For General Public – 4.50 per cent; For Senior Citizens – 5.00 per cent
180 days to 270 days: For General Public – 5.50 per cent; For Senior Citizens – 6.00 per cent
271 days to less than 1 year: For General Public – 5.80 per cent; For Senior Citizens – 6.30 per cent
1 year: For General Public – 6.80 per cent; For Senior Citizens – 7.30 per cent
Above 1 year to 443 days: For General Public – 6.80 per cent; For Senior Citizens – 7.30 per cent
444 days: For General Public – 7.25 per cent; For Senior Citizens – 7.75 per cent
445 days to 2 Years: For General Public – 6.80 per cent; For Senior Citizens – 7.30 per cent
Above 2 years up to 3 years: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
Above 3 years up to 5 years: For General Public – 6.50 per cent; For Senior Citizens – 7.00 per cent
Above 5 years to 10 years: For General Public – 6.50 per cent; For Senior Citizens – 7.30 per cent.

State Bank of India’s FD Interest Rate (On Deposits Below Rs 2 Crore):

7 days to 45 days: For General Public – 3.00 per cent; For Senior Citizens – 3.50 per cent
46 days to 179 days: For General Public – 4.50 per cent; For Senior Citizens – 5.00 per cent
180 days to 210 days: For General Public – 5.25 per cent; For Senior Citizens – 5.75 per cent
211 days to less than 1 year: For General Public – 5.75 per cent; For Senior Citizens – 6.25 per cent
1 year to less than 2 years: For General Public – 6.80 per cent; For Senior Citizens – 7.30 per cent
2 years to less than 3 years: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
3 years to less than 5 years: For General Public – 6.50 per cent; For Senior Citizens – 7.00 per cent
5 years to up to 10 years: For General Public – 6.50 per cent; For Senior Citizens – 7.50 per cent.