Bank FD: HDFC Bank Vs PNB Vs ICICI Bank; Check Detailed Comparison of FD Interest Rates

Even as the RBI MPC is meeting next week to decide on interest rates in the country, banks have been keeping their deposits and loan interest rates high following back-to-back rate hikes since May 2022. Fixed deposits are also now looking attractive beating inflation. Here’s the FD rates comparison of ICICI Bank, Punjab National Bank, and HDFC Bank:

HDFC Bank is offering up to 7.75 per cent interest rates on FD, depending upon deposit tenure and depositor’s age. ICICI Bank is offering FD rates up to 7.60 per cent annually and PNB is giving up to 7.75 per cent a year.

Latest interest rates on fixed deposits less than Rs 2 crore at HDFC Bank (per annum):

• 7 days to 14 days: For General Public – 3.00 per cent; For Senior Citizens – 3.50 per cent
• 15 days to 29 days: For General Public – 3.00 per cent; For Senior Citizens – 3.50 per cent
• 30 days to 45 days: For General Public – 3.50 per cent; For Senior Citizens – 4.00 per cent
• 46 days to 60 days: For General Public – 4.50 per cent; For Senior Citizens – 5.00 per cent
• 61 days to 89 days: For General Public – 4.50 per cent; For Senior Citizens – 5.00 per cent
• 90 days to less than equal to 6 months: For General Public – 4.50 per cent; For Senior Citizens – 5.00 per cent
• 6 months 1 day to less than 9 months: For General Public – 5.75 per cent; For Senior Citizens – 6.25 per cent
• 9 months 1 day to less than 1 year: For General Public – 6.00 per cent; For Senior Citizens – 6.50 per cent
• 1 Year to less than 15 months: For General Public – 6.60 per cent; For Senior Citizens – 7.10 per cent
• 15 months to less than 18 months: For General Public – 7.10 per cent; For Senior Citizens – 7.50 per cent
• 18 months 1 day to less than 21 months: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
• 21 months to 2 years: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
• 2 years 1 day to less than 2 years 11 months: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
• 2 years 11 months to 35 months: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
• 2 years 11 month 1 day to 4 years 7 months: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
• 4 years 7 months 1 day less than or equal to 5 years: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
• 5 years 1 day to 10 years: For General Public – 7.00 per cent; For Senior Citizens – 7.75 per cent.

Latest interest rates on fixed deposits below Rs 2 crore at the Punjab National Bank (per annum):

• 7 days to 14 days: For General Public – 3.50 per cent; For Senior Citizens – 4.00 per cent
• 15 days to 29 days: For General Public – 3.50 per cent; For Senior Citizens – 4.00 per cent
• 30 days to 45 days: For General Public – 3.50 per cent; For Senior Citizens – 4.00 per cent
• 46 days to 90 days: For General Public – 4.50 per cent; For Senior Citizens – 5.00 per cent
• 91 days to 179 days: For General Public – 4.50 per cent; For Senior Citizens – 5.00 per cent
• 180 days to 270 days: For General Public – 5.50 per cent; For Senior Citizens – 6.00 per cent
• 271 days to less than 1 year: For General Public – 5.80 per cent; For Senior Citizens – 6.30 per cent
• 1 year: For General Public – 6.80 per cent; For Senior Citizens – 7.30 per cent
• Above 1 year to 443 days: For General Public – 6.80 per cent; For Senior Citizens – 7.30 per cent
• 444 days: For General Public – 7.25 per cent; For Senior Citizens – 7.75 per cent
• 445 days to 2 Years: For General Public – 6.80 per cent; For Senior Citizens – 7.30 per cent
• Above 2 years up to 3 years: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
• Above 3 years up to 5 years: For General Public – 6.50 per cent; For Senior Citizens – 7.00 per cent
• Above 5 years to 10 years: For General Public – 6.50 per cent; For Senior Citizens – 7.30 per cent.

Here are the latest interest rates on fixed deposits below Rs 2 crore at ICICI Bank:

• 7 days to 14 days: For General Public – 3.00 per cent; For Senior Citizens – 3.50 per cent
• 15 days to 29 days: For General Public – 3.00 per cent; For Senior Citizens – 3.50 per cent
• 30 days to 45 days: For General Public – 3.50 per cent; For Senior Citizens – 4.00 per cent
• 46 days to 60 days: For General Public – 4.25 per cent; For Senior Citizens – 4.75 per cent
• 61 days to 90 days: For General Public – 4.50 per cent; For Senior Citizens – 5.00 per cent
• 91 days to 120 days: For General Public – 4.75 per cent; For Senior Citizens – 5.25 per cent
• 121 days to 150 days: For General Public – 4.75 per cent; For Senior Citizens – 5.25 per cent
• 151 days to 184 days: For General Public – 4.75 per cent; For Senior Citizens – 5.25 per cent
• 185 days to 210 days: For General Public – 5.75 per cent; For Senior Citizens – 6.25 per cent
• 211 days to 270 days: For General Public – 5.75 per cent; For Senior Citizens – 6.25 per cent
• 271 days to 289 days: For General Public – 6.00 per cent; For Senior Citizens – 6.50 per cent
• 290 days to less than 1 year: For General Public – 6.00 per cent; For Senior Citizens – 6.50 per cent
• 1 year to 389 days: For General Public – 6.70 per cent; For Senior Citizens – 7.20 per cent
• 390 days to less than 15 months: For General Public – 6.70 per cent; For Senior Citizens – 7.20 per cent
• 15 months to less than 18 months: For General Public – 7.10 per cent; For Senior Citizens – 7.60 per cent
• 18 months to 2 years: For General Public – 7.10 per cent; For Senior Citizens – 7.60 per cent
• 2 years 1 day to 3 years: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
• 3 years 1 day to 5 years: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
• 5 years 1 day to 10 years: For General Public – 6.90 per cent; For Senior Citizens – 7.50 per cent.