ITR Filing Guide: Know How To Download Interest Certificate From SBI, HDFC Bank, Others

Keeping track of your investments enables you to plan better towards achieving your set financial goals. If you have invested in fixed deposits (FDs), provisional interest certificates can help you to know how much interest you would earn. Going through the pages of your bank statement to understand how much interest you earned can be tiring. Interest certificates issued by banks compile this data for better understanding.

The interest certificates from the bank for FDs indicate interest in two categories. First, interest was credited to the savings account during the financial year and accrued interest on FD but not credited to saving accounts.

Here’s how to obtain an interest certificate from big banks including SBI, HDFC Bank, ICICI Bank, Canara Bank, Axis Bank, and Kotak Mahindra Bank.

HDFC Bank: How To Download Interest Certificate

Step 1: Sign in to NetBanking

Step 2: On the left pane menu, select TDS Inquiry under the Request option.

Step 3: Choose the fiscal year and quarter for which the certificate is needed.

Step 4: Select “Continue and Confirm.”

SBI Bank: How To Download Interest Certificate

Step 1: Go to SBI’s official website at www.onlinesbi.sbi.

Step 2: Log in using your credentials under the Personal Banking area.

Step 3: Go to the ‘My Certificates’ section.

Step 4: Choose the interest certificate link.

Step 5: Select ‘Download’ and save.

Kotak Mahindra Bank: How To Download Interest Certificate

Step 1: Login Net Banking.

Step 2: Proceed to Service Requests.

Step 3: Account Statements->Combined Statement

Step 4: Choose a year and download it (the interest certificate is included with the financial year statement).

ICICI Bank: How To Download Interest Certificate

Step 1: Go to icicibank.com and sign in to your account.

Step 2: After logging in, navigate to the ‘Payments & Transfer’ menu and select ‘Tax Centre’.

Step 3: On the new web page, you will see a variety of options. Click the ‘Download’ button under the ‘Interest Certificate’ option.

Step 4: From the drop-down box, select the account number for which the interest certificate will be generated.

Step 5: Select the interest period from the drop-down menu or input it manually, then click the ‘Download PDF’ button.

Step 6: The website will generate a PDF and prompt you to save it to your computer.

Axis Bank: How To Download Interest Certificate

Step 1: Sign in to Axis Bank Internet Banking.

Step 2: On the homepage, click on Loans

Step 3: Select Interest Certificate under Services.

Step 4: Download and send via email.

Canara Bank: How To Download Interest Certificate

Step 1: Log in to Canara Bank’s online banking

Step 2: Select Deposits on the homepage.

Step 3: Under deposits, click on Interest Certificates.

Step 4: Choose the financial year.

Step 5: Then select “Generate Certificate” to download and save.

Tags: ICICI, Interest Certificates, Banks

Keywords: SBI, HDFC Bank, ICICI Bank, Business, Interest Certificates, Canara Bank, Axis Bank, and Kotak Mahindra Bank.