How To

A bond discount is the difference between the face value of a bond and the price for which it sells. The face value, or par value, of a bond is the principal due when the bond matures. Bonds are sold at a discount when the market interest rate exceeds t...

RAR files have been compressed to save space on your hard drive or to make them easier to transfer over the internet. If you want to merge multiple RAR files into one new file, we'll show you how easy it is!

Not all kitchen knives are equal – often a fashionable brand can be found selling poor quality knives at a high price, while it is possible to find a better quality set for cheaper with a lesser known brand. Since kitchen knives will be an investment tha...

Starting high school can be scary, and it’s perfectly normal to feel nervous. Stay positive, and remember that your new classmates feel nervous, too. Before your first day, try to learn about your new school by checking out its website and social media pa...

Bonds can be purchased from a government agency or a private company. When you buy a bond, you are loaning money to the issuer of the bond. This money, known as the "principal" of the bond, will be paid back after a certain number of months or years, when...

Garlic is considered to be an herb, but it is actually a strongly flavored bulb closely related to an onion. It is used in a variety of ways in cooking and sometimes for medicinal purposes. Fresh garlic bulbs can be found in your local grocery store or in...

If you are bringing an adult dog into your home as a pet, there is a good chance that you will have to housebreak the dog. Many older dogs have been through changes throughout their lives that might have led to them relapsing and there are some dogs that...

A geode is a rock that contains crystals in a hollow cavity. When geodes are split open, you can see the crystals inside the rock. If you found a geode, you'll need to clean it so it shines. Cleaning a geode is easy can can be done with a few household ma...

Ever wanted to enjoy a spa but could never afford to go to one? Then, why not make one at home using what you have? All you need is a little bit of time and creativity. You can use store-bought spa products, or you can make your own using supplies from yo...

Business contracts are crucial to the relationships between companies and business partners. Contracts specify the terms of agreements, services or products to be exchanged and any deadlines associated with the partnership. Business contracts prevent disp...

Some people own part of a family burial plot while others purchase a plot in advance to prepare for the future. In spite of these preparations, life changes such as divorce, family disputes, relocation, a change in religious beliefs, or simple changes in...

A property survey -- also known as a boundary survey, plat survey, or land survey -- is an essential document if you are purchasing a residential or commercial building or land parcel. With a property survey in hand, you can discover the boundary lines,...

Starching a shirt is one of the best ways to provide the garment with a look that is crisp and fresh. Apart from minimizing wrinkling and providing a more polished appearance, starch also can help protect the fiber of the shirt and make it possible to enj...

Freshly cut and milled wood must be cured before it can be used in construction, crafts, carvings, and even in a stove or fireplace. Throughout the curing process, the moisture content of the green wood, or freshly cut wood, is reduced. While there are se...

A payment agreement, also referred to as a “promissory note,” is an agreement that sets forth the terms of a loan and its repayment. If you are considering lending to or borrowing from someone you know, you should draft a payment agreement. This agreement...

Finance charges applied to a car loan are the actual charges for the cost of borrowing the money needed to purchase your car. The finance charge that is associated with your car loan is directly contingent upon three variables: loan amount, interest rate,...